Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
83,228
Net Worth Ratio
10.02%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.43B
Total Shares
$1.29B
Total Loans
$1.14B
Net Income
$3.7M
Net Worth Ratio
10.02%
≥7% = Well Capitalized
Members
83,228
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.18%
$2.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,329 | 1,059 | 170 | 79.7% | 12.8% |
| 2022 | 729 | 534 | 110 | 73.3% | 15.1% |
| 2021 | 1,197 | 985 | 72 | 82.3% | 6.0% |
No CFPB complaint data available for this credit union.
Corporate
1 Riverchase Pkwy S, Hoover, AL, 35244-2008
8:00 a.m. - 5:00 p.m. M-F
Dothan
2378 W Main St, Dothan, AL, 36301
8:45 a.m. - 5:00 p.m. M-F
Geneva
309 W Maple Ave, Geneva, AL, 36340-1623
8:45 a.m. - 5:00 p.m. M-F
Homewood
475 Green Springs Hwy, Birmingham, AL, 35209-4921
8:45 a.m. - 5:00 p.m. M-F
Pelham
2723 Pelham Pkwy, Pelham, AL, 35124-1704
8:45 a.m. - 5:00 p.m. M-F
SAMC
1091 Ross Clark Cir, Dothan, AL, 36303-5424
8:45 a.m. - 5:00 p.m. M-F
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<a href="https://bankscorer.com/credit-union/avadian" target="_blank" rel="noopener">View AVADIAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 88.3%· healthy range 60–80%
Colonnade
3401 Colonnade Pkwy, Birmingham, AL, 35243-2356
8:45 a.m. - 5:00 p.m. M-F
Midtown
101 20th St S, Birmingham, AL, 35233
8:45 a.m. - 5:00 p.m. M-F
Helena
4849 Highway 52 W, Helena, AL, 35080-5017
8:45 a.m. - 5:00 p.m. M-F 9:00 A.M. - 12:00 P.M. - SAT
Hueytown
109 River Square Plz, Hueytown, AL, 35023-1668
8:45 a.m. - 5:00 p.m. M-F
9 more locations not shown.