Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
18,529
Net Worth Ratio
9.30%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$216.4M
Total Shares
$196.2M
Total Loans
$138.1M
Net Worth Ratio
9.30%
≥7% = Well Capitalized
Members
18,529
Delinquency Rate (60d+)
0.17%
$234K
Loan-to-share ratio: 70.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 78 | 49 | 23 | 62.8% | 29.5% |
| 2022 | 164 | 114 | 50 | 69.5% | 30.5% |
No CFPB complaint data available for this credit union.
Main Office
3601 4th Ave S, Birmingham, AL, 35222
Lobby M-F 9-4 Drive Thru hours M-F 9-5
Homewood
250 W Oxmoor Rd, Birmingham, AL, 35209-6315
Lobby M-F 9-5 Drive Thru M-F 9-5
Tuscaloosa
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Lobby M-F 9-5 Drive Thru M-F 9-5
Decatur
3048 Finley Island Cir NW, Decatur, AL, 35601-8800
Lobby M-F 9-5 Drive Thru M-F 9-5
Russellville
13499 Highway 43, Russellville, AL, 35653
Lobby M-F 9-5 Drive Thru M-F 9-5
Muscle Shoals
743 Avalon Ave, Muscle Shoals, AL, 35661-2303
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/alabama-central" target="_blank" rel="noopener">View ALABAMA CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Lobby M-F 9-5 Drive Thru M-F 9-5
Florence
1902 Bruin Dr, Florence, AL, 35630-6717
Lobby M-F 9-5 Drive Thru M-F 9-5
Mobile
797 Downtowner Blvd, Mobile, AL, 36609-5401
Lobby M-F 9-5
Downtown Florence
501 E Dr Hicks Blvd Ste E, Florence, AL, 35630-5742
Lobby M-F 9-5 Drive Thru M-F 9-5