Gadsden, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
29,577
Net Worth Ratio
11.15%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$619.2M
Total Shares
$550.2M
Total Loans
$468.2M
Net Worth Ratio
11.15%
≥7% = Well Capitalized
Members
29,577
Delinquency Rate (60d+)
0.16%
$729K
Loan-to-share ratio: 85.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 453 | 242 | 132 | 53.4% | 29.1% |
No CFPB complaint data available for this credit union.
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702 Walnut St, Gadsden, AL, 35901
9:00 - 4:45 M, T,Th, F and 9:00 - 1:00 Wed
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<a href="https://bankscorer.com/credit-union/emblem" target="_blank" rel="noopener">View EMBLEM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
9:00 am to 4:45 pm M,T Th & F and 9 am to 1pm on wed
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