Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.5B
Net Loans
$1.6B
Net Income
$5M
ROA
0.75%
Below avg for Community banks. Peer avg: 0.90%
ROE
13.23%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,218 | 71.67% | 15.11% |
| 2023 | 1,211 | 68.62% | 14.86% |
| 2022 | 1,448 | 70.1% | 14.16% |
| 2021 | 1,332 | 76.95% | 11.11% |
| 2020 | 1,539 | 80.12% | 9.62% |
| 2019 | 1,063 | 74.32% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Large Bank |
| Apr 2021 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1990
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Total Branches
55
Branch Deposits
$2.4B
1-Year Change
+1
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| 12.23% |
| 2018 | 1,062 | 69.68% | 14.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red