FOUR SEASONS
Opelika, AL · Federal Credit Union · Chartered in AL
Who can join
Community / multiple bond
Members
9,631
Net Worth Ratio
8.51%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$102.3M
Peer Group 5
Members
9,631
as of latest quarter
Net Worth Ratio
8.51%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$102.3M
Total Shares
$91.9M
Total Loans
$58.3M
Net Income
$313K
Net Worth Ratio
8.51%
≥7% = Well Capitalized
Members
9,631
Return on Assets
0.31%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.96%
$557K
Loan-to-share ratio: 63.4%· healthy range 60–80%
Branch Locations
NCUAPepperell
2915 Pepperell Pkwy, Opelika, AL, 36801-6127
M-F 8AM-5PM Sat 8AM-12PM
Marvyn
2300 Marvyn Pkwy, Opelika, AL, 36804-7473
M-F 8AM-5PM Sat 8AM-12PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/four-seasons" target="_blank" rel="noopener">View FOUR SEASONS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.