Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$113M
Total Deposits
$107M
Net Loans
$49M
Net Income
$241K
ROA
0.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.37%
Risk-Based Capital
18.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 42 | 100% | 0.00% |
| 2023 | 42 | 92.86% | 4.76% |
| 2019 | 63 | 92.06% | 1.59% |
| 2018 | 53 | 92.45% | 1.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Jul 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
1
Branch Deposits
$107M
1-Year Change
0
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