Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
1,416
Net Worth Ratio
19.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$8.0M
Total Shares
$6.7M
Total Loans
$4.2M
Net Worth Ratio
19.16%
≥7% = Well Capitalized
Members
1,416
Delinquency Rate (60d+)
2.09%
$88K
Loan-to-share ratio: 62.4%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
L & N Credit Union
4101 Vanderbilt Rd, Birmingham, AL, 35217
8:30 AM to 4:30 PM -- Monday through Friday
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<a href="https://bankscorer.com/credit-union/landn-employees" target="_blank" rel="noopener">View L&N EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.