Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$746M
Total Deposits
$680M
Net Loans
$435M
Net Income
$1M
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.35%
Risk-Based Capital
13.09%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 38 | 81.58% | 10.53% |
| 2023 | 52 | 90.38% | 3.85% |
| 2019 | 97 | 84.54% | 8.25% |
| 2018 | 192 | 64.06% | 9.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2016
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Total Branches
13
Branch Deposits
$669M
1-Year Change
+1
5-year net change: +3 branches
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