Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$218M
Total Deposits
$175M
Net Loans
$171M
Net Income
$682K
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.63%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 304 | 81.25% | 3.95% |
| 2023 | 307 | 86.64% | 2.93% |
| 2022 | 263 | 83.65% | 3.04% |
| 2021 | 228 | 85.96% | 1.75% |
| 2020 | 195 | 93.85% | 2.56% |
| 2019 | 217 | 94.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Small Bank |
| Feb 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$169M
1-Year Change
0
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Preview:
| 2018 | 169 | 94.67% | 2.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red