Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$281M
Total Deposits
$253M
Net Loans
$219M
Net Income
$709K
ROA
1.00%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.27%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 87.13% | 4.95% |
| 2023 | 78 | 87.18% | 10.26% |
| 2019 | 83 | 79.52% | 9.64% |
| 2018 | 110 | 70.91% | 18.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Small Bank |
| Aug 2019 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$231M
1-Year Change
+1
5-year net change: +1 branches
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