Hoover, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
13,358
Net Worth Ratio
13.91%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$219.5M
Total Shares
$194.1M
Total Loans
$121.8M
Net Worth Ratio
13.91%
≥7% = Well Capitalized
Members
13,358
Delinquency Rate (60d+)
1.85%
$2.2M
Loan-to-share ratio: 62.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 153 | 69 | 48 | 45.1% | 31.4% |
| 2022 | 203 | 114 | 40 | 56.2% | 19.7% |
| 2021 | 109 | 104 | 4 | 95.4% | 3.7% |
No CFPB complaint data available for this credit union.
Main Office
1810 Merchants Dr, Hoover, AL, 35244-1005
9-4:30
Birmingham Branch
1694 Montclair Rd, Irondale, AL, 35210-2410
9-4:30 Mon-Thurs 9-5 Friday
Anniston Branch
1216 Wilmer Ave, Anniston, AL, 36201
9-4:30 Mon-Thurs 9-5:00 Friday
Jasper Branch
400 7th Ave, Jasper, AL, 35501
9-4:30 Mon-Thurs 9-5 Friday
Jacksonville Branch
1001 Jd and L Dr SW, Jacksonville, AL, 36265
9-4:30 Mon-Thurs 9-5 Friday
Talladega Branch
301 North St W, Talladega, AL, 35160-2035
9-4:30 Mon-Thurs 9-5 Friday
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<a href="https://bankscorer.com/credit-union/alatrust" target="_blank" rel="noopener">View ALATRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.