Montgomery, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
39,014
Net Worth Ratio
11.83%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$460.9M
Total Shares
$408.1M
Total Loans
$241.8M
Net Income
$826K
Net Worth Ratio
11.83%
≥7% = Well Capitalized
Members
39,014
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.18%
$439K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 93 | 93 | 0 | 100.0% | 0.0% |
| 2022 | 123 | 123 | 0 | 100.0% | 0.0% |
| 2021 | 109 | 94 | 15 | 86.2% | 13.8% |
No CFPB complaint data available for this credit union.
Operations Center
4217 Lomac St, Montgomery, AL, 36106
M-F 8-5
Wetumpka
825 Wilson St, Wetumpka, AL, 36092
M-F 8:30am-5:00pm
Millbrook
74 Dudley Dr, Millbrook, AL, 36054
M-F 8:30am-5:00pm
Washington
800 Washington Ave, Montgomery, AL, 36104
M-F 8:30am-5:00pm
Eastchase
9190 Eastchase Pkwy, Montgomery, AL, 36117
8:30-5:00
Prattville
2132 Cobbs Ford Rd, Prattville, AL, 36066-7700
M-F 9am-6pm
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<a href="https://bankscorer.com/credit-union/alabama-state-employees" target="_blank" rel="noopener">View ALABAMA STATE EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 59.3%· healthy range 60–80%
Clanton
1400 Woodfin Ln Ste D, Clanton, AL, 35045-8746
Monday- Friday 9-6
Greenville
631 Willow Ln Ste N, Greenville, AL, 36037
M-F 9-6
Interstate
1000 Interstate Park Dr, Montgomery, AL, 36109
M-F 8:30am-4:30pm
Selma
1102 Singleton Dr, Selma, AL, 36703
Monday - Friday8-5