JEFFERSON CREDIT UNION
Hoover, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
8,095
Net Worth Ratio
10.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$92.1M
Peer Group 4
Members
8,095
as of latest quarter
Net Worth Ratio
10.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$92.1M
Total Shares
$82.0M
Total Loans
$49.0M
Net Income
$164K
Net Worth Ratio
10.01%
≥7% = Well Capitalized
Members
8,095
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.52%
$256K
Loan-to-share ratio: 59.7%· healthy range 60–80%
Branch Locations
NCUAHoover
5261 Ross Bridge Pkwy, Hoover, AL, 35226
M-T 8:30AM-5:00PMF 8:30AM - 6:00PMS 9:00AM - 12:00PM
Courthouse
716 Richard Arrington Jr Blvd N, Birmingham, AL, 35203
8 AM - 5PM M-F
Hueytown
3014 Allison Bonnett Memorial Dr, Hueytown, AL, 35023
Monday - Thursday 9 AM to 5 PM Friday 9 AM to 6 PM
Avondale
3712 4th Ave S, Birmingham, AL, 35222
9:00-5:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/jefferson-credit-union" target="_blank" rel="noopener">View JEFFERSON CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.