Hoover, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
8,095
Net Worth Ratio
10.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$92.1M
Total Shares
$82.0M
Total Loans
$49.0M
Net Income
$164K
Net Worth Ratio
10.01%
≥7% = Well Capitalized
Members
8,095
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.52%
$256K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 27 | 14 | 6 | 51.9% | 22.2% |
| 2022 | 44 | 24 | 16 | 54.5% | 36.4% |
| 2021 | 40 | 26 | 6 | 65.0% | 15.0% |
No CFPB complaint data available for this credit union.
Hoover
5261 Ross Bridge Pkwy, Hoover, AL, 35226
M-T 8:30AM-5:00PMF 8:30AM - 6:00PMS 9:00AM - 12:00PM
Courthouse
716 Richard Arrington Jr Blvd N, Birmingham, AL, 35203
8 AM - 5PM M-F
Hueytown
3014 Allison Bonnett Memorial Dr, Hueytown, AL, 35023
Monday - Thursday 9 AM to 5 PM Friday 9 AM to 6 PM
Avondale
3712 4th Ave S, Birmingham, AL, 35222
9:00-5:00
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/jefferson-credit-union" target="_blank" rel="noopener">View JEFFERSON CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 59.7%· healthy range 60–80%