Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$698M
Total Deposits
$644M
Net Loans
$479M
Net Income
$4M
ROA
2.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
38.53%
Risk-Based Capital
11.76%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 115 | 82.61% | 9.57% |
| 2023 | 86 | 84.88% | 10.47% |
| 2022 | 145 | 86.21% | 8.28% |
| 2021 | 121 | 74.38% | 20.66% |
| 2020 | 97 | 65.98% | 21.65% |
| 2019 | 172 | 76.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2008
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Total Branches
8
Branch Deposits
$611M
1-Year Change
0
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Preview:
| 2018 | 161 | 79.5% | 11.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red