Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$372M
Total Deposits
$339M
Net Loans
$226M
Net Income
$933K
ROA
1.00%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.84%
Risk-Based Capital
16.81%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 126 | 97.62% | 2.38% |
| 2023 | 122 | 98.36% | 1.64% |
| 2022 | 167 | 98.8% | 1.20% |
| 2021 | 166 | 97.59% | 2.41% |
| 2020 | 125 | 96.8% | 3.20% |
| 2019 | 147 | 99.32% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
| Apr 2012 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
9
Branch Deposits
$335M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/premier-bank-of-the-south" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 125 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red