COVINGTON SCHOOLS
Andalusia, AL · Federal Credit Union · Chartered in AL
Who can join
Community — open geographic area
Members
1,527
Net Worth Ratio
34.38%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$21.9M
Peer Group 3
Members
1,527
as of latest quarter
Net Worth Ratio
34.38%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$21.9M
Total Shares
$14.3M
Total Loans
$8.7M
Net Income
$-357,992
Net Worth Ratio
34.38%
≥7% = Well Capitalized
Members
1,527
Return on Assets
-1.64%
annualized · >0.5% healthy
Delinquency Rate (60d+)
6.12%
$529K
Loan-to-share ratio: 60.5%· healthy range 60–80%
Branch Locations
NCUACovington Schools Federal CU
931 River Falls St, Andalusia, AL, 36420
Monday - Friday: 8:00 to 5:00 Thursday: 8:00 to 12:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/covington-schools" target="_blank" rel="noopener">View COVINGTON SCHOOLS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.