Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$833M
Net Income
$2M
ROA
0.79%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.42%
Risk-Based Capital
11.99%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 30 | 70% | 16.67% |
| 2023 | 31 | 48.39% | 32.26% |
| 2022 | 49 | 69.39% | 16.33% |
| 2021 | 57 | 68.42% | 10.53% |
| 2020 | 75 | 66.67% | 12.00% |
| 2019 | 125 | 74.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
15
Branch Deposits
$990M
1-Year Change
0
5-year net change: -5 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-us-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 147 | 72.79% | 12.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red