Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$149M
Total Deposits
$137M
Net Loans
$94M
Net Income
$763K
ROA
2.06%
Above avg for Small banks. Peer avg: 0.44%
ROE
27.53%
Risk-Based Capital
15.72%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 73 | 84.93% | 4.11% |
| 2023 | 80 | 87.5% | 3.75% |
| 2022 | 86 | 93.02% | 2.33% |
| 2020 | 89 | 87.64% | 4.49% |
| 2019 | 81 | 82.72% | 7.41% |
| 2018 | 85 | 78.82% | 11.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$135M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red