Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$488M
Total Deposits
$447M
Net Loans
$389M
Net Income
$1M
ROA
1.22%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.87%
Risk-Based Capital
11.40%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 209 | 77.99% | 11.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2023 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2005
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Total Branches
11
Branch Deposits
$436M
1-Year Change
0
5-year net change: +1 branches
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