Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.0B
Total Deposits
$3.1B
Net Loans
$2.9B
Net Income
$12M
ROA
1.23%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.02%
Risk-Based Capital
16.01%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 3,436 | 78.87% | 8.15% |
| 2022 | 4,047 | 80.7% | 7.26% |
| 2021 | 5,813 | 83.04% | 6.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Large Bank |
| Aug 2022 | Outstanding | Large Bank |
| Aug 2019 | Outstanding | Large Bank |
11 previous ratings locked — back to 1991
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Total Branches
28
Branch Deposits
$2.9B
1-Year Change
0
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