Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.9B
Net Loans
$1.7B
Net Income
$7M
ROA
1.36%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.78%
Risk-Based Capital
13.05%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,675 | 77.61% | 7.70% |
| 2023 | 1,593 | 81.23% | 6.34% |
| 2022 | 1,932 | 79.24% | 6.99% |
| 2021 | 3,271 | 75.76% | 10.46% |
| 2020 | 3,723 | 76.23% | 10.69% |
| 2019 | 1,509 | 72.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Large Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
26
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: +1 branches
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| 13.06% |
| 2018 | 1,297 | 71.94% | 15.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red