Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$571M
Total Deposits
$486M
Net Loans
$439M
Net Income
$2M
ROA
1.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.16%
Risk-Based Capital
11.98%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 333 | 81.08% | 8.71% |
| 2023 | 354 | 78.53% | 7.91% |
| 2022 | 427 | 81.73% | 9.60% |
| 2021 | 350 | 81.43% | 7.43% |
| 2020 | 351 | 76.35% | 10.26% |
| 2019 | 385 | 77.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Satisfactory | Small Bank |
| Sep 2016 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Total Branches
5
Branch Deposits
$448M
1-Year Change
0
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Preview:
| 2018 | 410 | 76.59% | 8.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red