WEST LIBERTY, KY · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$100M
Total Deposits
$88M
Net Loans
$69M
Net Income
$99K
ROA
0.40%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.26%
Risk-Based Capital
16.34%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Apr 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$86M
1-Year Change
0
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