Florida

Banks & credit unions · Search Florida banks

168 rated banks · 107 credit unions

Florida has 168 banks with a current CRA rating and 107 active credit unions regulated by the NCUA. 19 earned Outstanding, 4 need to improve.

All Banks (168)Credit Unions (107)

Bank & Credit Union Locations

Current CRA Rating Distribution

Outstanding

11.3%

Satisfactory

145

86.3%

Needs to Improve

2.4%

Substantial Noncompliance

0.0%

All ratings Outstanding Satisfactory Needs to Improve

Credit Unions in Florida

NCUA 5300 Call Report · CRA-exempt

SortMost Members Largest Assets Name A–Z

Bank	City	Regulator	Assets	Exam Date	Rating
BANESCO USA	MIAMI	FDIC	$5.8B	Mar 2026	Satisfactory
INTRACOASTAL BANK	PALM COAST	FDIC	$565M	Mar 2026	Satisfactory
HELM BANK USA	MIAMI	FDIC	$1.2B	Jan 2026	Needs to Improve
UNITED SOUTHERN BANK

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Credit Union	City	Members	Total Assets	Net Worth	Field of Membership
SUNCOAST LICU	Tampa	1,389,633	$20.5B	9.99%	State Credit Union
VYSTAR LICU	Jacksonville	1,058,604	$13.8B	8.86%	State Credit Union
SPACE COAST LICU	Melbourne	707,051	$9.3B	11.01%	State Credit Union
MIDFLORIDA LICU	Lakeland	493,840	$9.8B	10.33%	State Credit Union
GROW FINANCIAL LICU	Tampa	297,778	$3.9B	10.88%	Federal Credit Union
ADDITION FINANCIAL LICU	Lake Mary	257,388	$3.8B	9.80%	State Credit Union
FAIRWINDS LICU	Orlando	252,617	$5.3B	11.14%	State Credit Union
GTE LICU	Tampa	233,973	$3.1B	11.25%	Federal Credit Union
ACHIEVA CREDIT UNION LICU	Dunedin	218,701	$3.2B	9.98%	State Credit Union
COMMUNITY FIRST CREDIT UNION OF FLO LICU	Jacksonville	191,902	$3.2B	12.13%	State Credit Union
FLORIDA LICU	Gainesville	180,764	$2.7B	12.67%	State Credit Union
CAMPUS USA LICU	Gainesville	162,812	$4.0B	12.15%	State Credit Union
PENAIR LICU	Pensacola	138,071	$2.8B	11.60%	State Credit Union
PUBLIX EMPLOYEES LICU	Lakeland	124,804	$1.8B	11.18%	Federal Credit Union
EGLIN LICU	Fort Walton Bea	121,775	$3.1B	12.76%	Federal Credit Union
EDUCATIONAL LICU	Miami	119,576	$1.8B	15.57%	Federal Credit Union
ITHINK FINANCIAL LICU	Boca Raton	118,280	$2.4B	10.82%	State Credit Union
DADE COUNTY LICU MDI	Sweetwater	110,379	$1.5B	12.82%	Federal Credit Union
TYNDALL LICU	Panama City	103,332	$1.9B	13.20%	Federal Credit Union
LAUNCH CREDIT UNION LICU	Merritt Island	85,017	$1.5B	9.14%	State Credit Union
MCCOY LICU	Orlando	81,089	$1.0B	10.27%	Federal Credit Union
USF FEDERAL CREDIT UNION LICU	Tampa	79,919	$1.4B	10.78%	Federal Credit Union
GULF WINDS LICU	Pensacola	74,184	$1.3B	9.93%	State Credit Union
FIRST COMMERCE LICU	Tallahassee	73,982	$1.2B	10.06%	State Credit Union
FIRST FLORIDA LICU	Jacksonville	63,025	$1.5B	12.86%	State Credit Union
TROPICAL FINANCIAL LICU	Miramar	62,758	$995.2M	9.34%	State Credit Union
RADIANT LICU	Gainesville	61,527	$1.1B	9.59%	State Credit Union
BRIGHTSTAR LICU	Fort Lauderdale	59,360	$1.0B	9.06%	State Credit Union
COMMUNITY CREDIT UNION OF FLORIDA LICU	Rockledge	56,055	$1.4B	11.07%	State Credit Union
TRAX LICU	Tampa	45,113	$490.1M	12.78%	Federal Credit Union
FLORIDACENTRAL LICU	Tampa	43,878	$622.0M	7.84%	State Credit Union
INSIGHT LICU	Winter Springs	42,981	$659.8M	9.88%	State Credit Union
RADIFI LICU	Jacksonville	42,074	$706.5M	9.52%	Federal Credit Union
WE FLORIDA FINANCIAL LICU	Fort Lauderdale	40,632	$709.0M	10.41%	State Credit Union
TAMPA BAY LICU	Tampa	37,133	$493.0M	10.49%	Federal Credit Union
GUARDIANS LICU	West Palm Beach	36,283	$309.5M	14.53%	State Credit Union
POWER FINANCIAL LICU	Pembroke Pines	34,736	$1.0B	14.66%	State Credit Union
HARVESTERS LICU	Cantonment	34,149	$312.8M	9.48%	Federal Credit Union
CHAMPIONS FIRST LICU	Tallahassee	32,930	$535.8M	10.52%	State Credit Union
INNOVATIONS FINANCIAL LICU	Panama City	27,575	$674.0M	9.59%	State Credit Union
ORLANDO LICU	Orlando	27,433	$364.2M	9.22%	State Credit Union
VELOCITY COMMUNITY	Palm Beach Gard	25,149	$498.4M	12.32%	Federal Credit Union
GOLD COAST LICU	Palm Springs	19,617	$267.8M	11.83%	Federal Credit Union
MEMBERS FIRST CREDIT UNION OF FLORI LICU	Pensacola	19,401	$314.4M	15.08%	State Credit Union
LOYALTY LICU	Pensacola	19,143	$302.9M	11.25%	State Credit Union
ALIVE LICU	Jacksonville	18,605	$294.2M	11.43%	State Credit Union
SAN ANTONIO CITIZENS LICU	San Antonio	18,427	$401.5M	10.69%	Federal Credit Union
KEYS	Key West	18,108	$257.9M	10.89%	Federal Credit Union
PANHANDLE LICU	Panama City	16,238	$363.7M	13.24%	State Credit Union
UNIVERSITY LICU	Miami	16,134	$233.4M	10.48%	State Credit Union