Gainesville, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
180,764
Net Worth Ratio
12.67%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.74B
Total Shares
$2.31B
Total Loans
$2.16B
Net Income
$9.7M
Net Worth Ratio
12.67%
≥7% = Well Capitalized
Members
180,764
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.46%
$9.9M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3,990 | 877 | 1,704 | 22.0% | 42.7% |
| 2022 | 4,444 | 1,340 | 1,573 | 30.1% | 35.4% |
| 2021 | 4,029 | 1,419 | 1,392 | 35.2% | 34.5% |
No CFPB complaint data available for this credit union.
Fred Bear Corporate Office
5670 SW 41st Blvd, Gainesville, FL, 32608
M-F 9-5
43rd Street
2831 NW 43rd St, Gainesville, FL, 32606-6608
M-F 9-5
13th Street
3720 NW 13th St Ste 10C, Gainesville, FL, 32609-5911
M-F 9-5
Haile Branch
2785 SW 91st St Ste 200, Gainesville, FL, 32608-2784
M-F 9-5
Lake City
583 W Duval St, Lake City, FL, 32055-5802
M-F 9-5
Ocala Branch
2424 SW 17th Rd, Ocala, FL, 34471-2006
M-F 9-5
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/florida" target="_blank" rel="noopener">View FLORIDA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 93.5%· healthy range 60–80%
Starke Branch
2460 Commercial Dr, Starke, FL, 32091-7865
M-F 9-5
Silver Springs
3504 E Silver Springs Blvd, Ocala, FL, 34470-6404
M-F 9-5
Country Oaks
9680 SW 114th St, Ocala, FL, 34481-3581
M-F 9-6 Drive thru 8-6 Saturday 9-1
16th Street ATM
1122 NE 16th Ave, Gainesville, FL, 32601-4557
ATM Only
6 more locations not shown.