FLORIDA
Gainesville, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
180,764
Net Worth Ratio
12.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.74B
Peer Group 6
Members
180,764
as of latest quarter
Net Worth Ratio
12.67%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.74B
Total Shares
$2.31B
Total Loans
$2.16B
Net Income
$9.7M
Net Worth Ratio
12.67%
≥7% = Well Capitalized
Members
180,764
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.46%
$9.9M
Loan-to-share ratio: 93.5%· healthy range 60–80%
Branch Locations
NCUAFred Bear Corporate Office
5670 SW 41st Blvd, Gainesville, FL, 32608
M-F 9-5
43rd Street
2831 NW 43rd St, Gainesville, FL, 32606-6608
M-F 9-5
13th Street
3720 NW 13th St Ste 10C, Gainesville, FL, 32609-5911
M-F 9-5
Haile Branch
2785 SW 91st St Ste 200, Gainesville, FL, 32608-2784
M-F 9-5
Lake City
583 W Duval St, Lake City, FL, 32055-5802
M-F 9-5
Ocala Branch
2424 SW 17th Rd, Ocala, FL, 34471-2006
M-F 9-5
Starke Branch
2460 Commercial Dr, Starke, FL, 32091-7865
M-F 9-5
Silver Springs
3504 E Silver Springs Blvd, Ocala, FL, 34470-6404
M-F 9-5
Country Oaks
9680 SW 114th St, Ocala, FL, 34481-3581
M-F 9-6 Drive thru 8-6 Saturday 9-1
16th Street ATM
1122 NE 16th Ave, Gainesville, FL, 32601-4557
ATM Only
6 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/florida" target="_blank" rel="noopener">View FLORIDA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.