GULF COAST BUSINESS BANK

FORT MYERS, FL · Supervised by FDIC

Est. 2022FDIC #59,281RSSD: FDIC-59281

Satisfactory

Current rating · Exam: September 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.55%

Institution Profile

FDIC BankFind

Website

www.gcbbswfl.com

Address

12205 Metro Pkwy, FORT MYERS, FL

County

Lee County

Established

June 6, 2022

Total Assets

$192M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Sep 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$192M

Total Deposits

$166M

Net Loans

$149M

Net Income

$257K

ROA

0.55%

ROE

4.04%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$127M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/41d68e95-d374-484b-b1d8-57b65e7d1e44"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: