Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$837M
Net Income
$4M
ROA
1.30%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.50%
Risk-Based Capital
13.05%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 66 | 89.39% | 3.03% |
| 2023 | 100 | 83% | 8.00% |
| 2019 | 68 | 86.76% | 2.94% |
| 2018 | 77 | 81.82% | 10.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Feb 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Total Branches
6
Branch Deposits
$1.1B
1-Year Change
+1
5-year net change: +1 branches
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