🏦Bank Scorer

MARINE BANK & TRUST COMPANY

VERO BEACH, FL · Supervised by FDIC

Est. 1997FDIC #34,233RSSD: FDIC-34233
Part ofMARINE BCORP OF FLORIDA INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

571 Beachland Blvd, VERO BEACH, FL

County

Indian River County

Established

July 1, 1997

Total Assets

$657M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2028(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$657M

Total Deposits

$581M

Net Loans

$469M

Net Income

$4M

ROA

0.67%

ROE

9.32%

Risk-Based Capital

15.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$570M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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