Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$823M
Total Deposits
$741M
Net Loans
$475M
Net Income
$3M
ROA
1.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.42%
Risk-Based Capital
16.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 9,055 | 71.07% | 16.39% |
| 2020 | 16,294 | 76.65% | 10.77% |
| 2019 | 11,833 | 72.36% | 14.89% |
| 2018 | 11,038 | 69.3% | 17.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$724M
1-Year Change
0
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