EVERMORE BANK

FORT LAUDERDALE, FL · Supervised by FDIC

Est. 2022FDIC #59,306RSSD: FDIC-59306

Satisfactory

Current rating · Exam: April 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.47%

Institution Profile

FDIC BankFind

Website

www.evermorebankfl.com

Address

3696 N Federal Hwy, FORT LAUDERDALE, FL

County

Broward County

Established

December 15, 2022

Total Assets

$314M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2025

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Apr 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$314M

Total Deposits

$271M

Net Loans

$247M

Net Income

$361K

ROA

0.47%

ROE

3.54%

Risk-Based Capital

17.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$202M

1-Year Change

5-year net change: +2 branches

This is the only examination on record for this bank.

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