🏦Bank Scorer

INTRACOASTAL BANK

PALM COAST, FL · Supervised by FDIC

Est. 2008FDIC #58,692RSSD: FDIC-58692
Part ofINTRACOASTAL BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2026

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

1290 Palm Coast Pkwy Nw, PALM COAST, FL

County

Flagler County

Established

June 16, 2008

Total Assets

$565M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$565M

Total Deposits

$502M

Net Loans

$409M

Net Income

$2M

ROA

1.36%

ROE

17.64%

Risk-Based Capital

12.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$507M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/fd58fbcb-3e64-406a-a920-5c9e95c64cd0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: