Winter Springs, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
42,981
Net Worth Ratio
9.88%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$659.8M
Total Shares
$585.1M
Total Loans
$366.7M
Net Income
$-184,773
Net Worth Ratio
9.88%
≥7% = Well Capitalized
Members
42,981
Return on Assets
-0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.83%
$3.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 48 | 20 | 5 | 41.7% | 10.4% |
| 2022 | 144 | 58 | 17 | 40.3% | 11.8% |
| 2021 | 362 | 185 | 25 | 51.1% | 6.9% |
No CFPB complaint data available for this credit union.
Winding Hollow 270
270 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Lake Mary
501 CURRENCY CIR, Lake Mary, FL, 32746
M-T 9am-5pm Lobby F 9am-6pm Lobby Drive thru 9am-5pm M-TDrive thru 9am -6pm F
Lady Lake
530 N US Highway 27/441, Lady Lake, FL, 32159
M-T 9am-5pm Lobby F 9am-6pm LobbyS 9am -12pm Drive thru 9am-5pm M-TDrive thru 9am-6pm FriDrive thru 9am - 12pm Saturday
Eustis
15120 US HIGHWAY 441, Eustis, FL, 32726
M-T 9am-5pm Lobby F 9am-6pm Lobby S 9-12 Lobby Drive thru 8am-6pm M-FSaturday 9am - 12pm
Leesburg
300 Webster St, Leesburg, FL, 34748
M-T 9am-5pm Lobby F 9am-6pm LobbyS 9am-12pm Lobby Drive thru 8am-5pm M-TDrive thru 8am - 6pm FDrive thru 9am-12pm S
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<a href="https://bankscorer.com/credit-union/insight" target="_blank" rel="noopener">View INSIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 62.7%· healthy range 60–80%
Clermont Branch
2580 E Highway 50, Clermont, FL, 34711
9-5 M-Th; 9-6 F; 9-12 Sat
Winding Hollow 240
240 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Winding Hollow 250
250 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Winding Hollow 260
260 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Deland
340 N Woodland Blvd, Deland, FL, 32720
Monday - Friday 9am-4pm
4 more locations not shown.