Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.1B
Total Deposits
$2.8B
Net Loans
$1.9B
Net Income
$9M
ROA
1.22%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.89%
Risk-Based Capital
16.06%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 345 | 57.39% | 32.46% |
| 2023 | 437 | 61.33% | 29.75% |
| 2022 | 538 | 67.47% | 30.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Large Bank |
| Apr 2022 | Satisfactory | Large Bank |
| Apr 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
13
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: +2 branches
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