🏦Bank Scorer

PRIME MERIDIAN BANK

TALLAHASSEE, FL · Supervised by FDIC

Est. 2008FDIC #58,694RSSD: FDIC-58694
Part ofPRIME MERIDIAN HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: April 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Address

1471 Timberlane Rd, TALLAHASSEE, FL

County

Leon County

Established

February 4, 2008

Total Assets

$956M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2029(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$956M

Total Deposits

$854M

Net Loans

$714M

Net Income

$6M

ROA

0.63%

ROE

6.60%

Risk-Based Capital

15.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.73%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$894M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202416966.27%4.73%
202317183.04%5.85%
202218483.7%2.72%
202121875.69%4.59%
202018758.82%2.67%
201916655.42%3.61%
201819968.84%4.52%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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