Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$956M
Total Deposits
$854M
Net Loans
$714M
Net Income
$6M
ROA
0.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.60%
Risk-Based Capital
15.34%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 169 | 66.27% | 4.73% |
| 2023 | 171 | 83.04% | 5.85% |
| 2022 | 184 | 83.7% | 2.72% |
| 2021 | 218 | 75.69% | 4.59% |
| 2020 | 187 | 58.82% | 2.67% |
| 2019 | 166 | 55.42% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2010
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Total Branches
4
Branch Deposits
$894M
1-Year Change
0
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Preview:
| 2018 | 199 | 68.84% | 4.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red