Gainesville, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
61,527
Net Worth Ratio
9.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.10B
Total Shares
$945.1M
Total Loans
$737.0M
Net Income
$1.4M
Net Worth Ratio
9.59%
≥7% = Well Capitalized
Members
61,527
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$2.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 618 | 254 | 283 | 41.1% | 45.8% |
| 2021 | 458 | 212 | 171 | 46.3% | 37.3% |
No CFPB complaint data available for this credit union.
Radiant Operations Center (ROC)
4440 NW 25th Pl, Gainesville, FL, 32606-6563
8:00am to 5:00pm, Monday-Friday
Alachua
14520 NW US Highway 441, Alachua, FL, 32615-8204
Lobby: M-F 9:00 am - 5:00 pm Drive-thru M-F 8:00 am - 5:30 pm
Chiefland
1003 NW 22nd Ct, Chiefland, FL, 32626-1992
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am-5:30 pm S 9:00am-12:00pm
Archer Road
6305 SW Archer Rd, Gainesville, FL, 32608
Lobby M-F 9:00am - 5:00pm Drive-Thru M-F 8:00am - 5:30pm
43rd Street
2516 NW 43rd St, Gainesville, FL, 32606
Lobby: M-F 9:00am - 5:00pm Drive-Thru: M-F 8:00am - 5:30pm S 9:00am-12:00pm
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<a href="https://bankscorer.com/credit-union/radiant" target="_blank" rel="noopener">View RADIANT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 78.0%· healthy range 60–80%
Hawthorne
6005 SE US Highway 301 Ste 101, Hawthorne, FL, 32640-7322
Lobby HoursM-F 9:00 am-5:00pmDrive-Thru HoursM-F 8:00am-5:30pm
Live Oak
2231 Ohio Ave N, Live Oak, FL, 32064-4857
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am - 5:30 pm
Lake City
1659 W US Highway 90, Lake City, FL, 32055-6125
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am - 5:30 pm S 9:00am-12:00pm
Old Town
25873 SE Highway 19, Old Town, FL, 32680
Lobby: Monday - Friday 9:00am - 5:00pm Drive Thru: 8:00am - 5:30pm
Ocala
3510 NE 14th St, Ocala, FL, 34470-4868
Monday - Friday 9:00am - 5:00pm Drive-thru M-F 8:00 am - 5:30 pm
5 more locations not shown.