Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.4B
Net Loans
$843M
Net Income
$5M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
37.71%
Risk-Based Capital
13.55%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 217 | 71.43% | 11.52% |
| 2023 | 314 | 77.71% | 11.15% |
| 2022 | 252 | 67.06% | 13.89% |
| 2021 | 213 | 69.95% | 11.74% |
| 2020 | 260 | 67.31% | 10.77% |
| 2019 | 217 | 68.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
16
Branch Deposits
$1.3B
1-Year Change
0
5-year net change: +2 branches
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| 17.97% |
| 2018 | 244 | 57.38% | 18.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red