🏦Bank Scorer

BANCO DO BRASIL AMERICAS

MIAMI, FL · Supervised by FDIC

Est. 1986FDIC #26,725RSSD: FDIC-26725
Part ofBANCO DO BRASIL SA→ View all charters
Needs to Improve Same

Current rating · Exam: December 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.57%

Institution Profile

FDIC BankFind

Address

1221 Brickell Ave, MIAMI, FL

County

Miami-Dade County

Established

July 24, 1986

Total Assets

$3.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.4B

Total Deposits

$3.0B

Net Loans

$2.1B

Net Income

$13M

ROA

1.57%

ROE

14.45%

Risk-Based Capital

24.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate7.70%Peer avg: 9.91%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$2.8B

1-Year Change

0

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202476683.16%7.70%
202375782.43%6.74%
202250182.83%6.39%
202115579.35%10.97%
202012580%4.00%
201913077.69%7.69%
201817574.86%5.71%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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