Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.5B
Total Deposits
$6.4B
Net Loans
$5.9B
Net Income
$20M
ROA
1.06%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.23%
Risk-Based Capital
12.81%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 66 | 48.48% | 15.15% |
| 2023 | 60 | 50% | 26.67% |
| 2022 | 125 | 45.6% | 23.20% |
| 2021 | 122 | 44.26% | 17.21% |
| 2020 | 184 | 33.7% | 26.09% |
| 2019 | 102 | 48.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Large Bank |
| Jan 2021 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
24
Branch Deposits
$6.1B
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 81 | 39.51% | 20.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red