Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$74M
Total Deposits
$65M
Net Loans
$49M
Net Income
$-1,413K
ROA
-7.14%
Below avg for Small banks. Peer avg: 0.44%
ROE
-76.92%
Risk-Based Capital
15.94%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 18 | 33.33% | 22.22% |
| 2018 | 29 | 55.17% | 20.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Outstanding | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1994
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Total Branches
4
Branch Deposits
$87M
1-Year Change
0
5-year net change: -1 branches
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