Panama City, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
27,575
Net Worth Ratio
9.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$674.0M
Total Shares
$606.3M
Total Loans
$536.0M
Net Income
$1.2M
Net Worth Ratio
9.59%
≥7% = Well Capitalized
Members
27,575
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$369K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Innovations FCU-East 23RD
101 E 23rd St, Panama City, FL, 32405-4501
Mon-Fri 9am-5pm
Innovations FCU-West 23RD
512 W 23rd St, Panama City, FL, 32405-3919
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Innovations FCU-Back Beach
17900 Panama City Beach Pkwy, Panama City Beach, FL, 32413-5503
Lobby Mon-Fri 8am-5pm
Innovations FCU-Callaway
123 N Tyndall Pkwy, Panama City, FL, 32404-6431
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Innovations FCU-Chipley
976 Main St, Chipley, FL, 32428-1926
Lobby Mon-Fri 8am-5pm
Innovations FCU-Lynn Haven
2250 S Highway 77, Lynn Haven, FL, 32444-4620
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<a href="https://bankscorer.com/credit-union/innovations-financial" target="_blank" rel="noopener">View INNOVATIONS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 88.4%· healthy range 60–80%
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Innovations FCU-Middle Beach
12501 Hutchison Blvd, Panama City Beach, FL, 32407-3240
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Innovations FCU-Navy BLVD
910 Navy Boulevard, Panama City Beach, FL, 32408-7442
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Innovations FCU-Harrison
1038 Harrison Ave, Panama City, FL, 32401
Lobby M-F 9 AM -5 PM Drive Thru M-F 8 AM - 5 PM
Innovations FCU-Bonifay
402 N Waukesha ST, Bonifay, FL, 32425-2014
Lobby M-F 9 AM - 5 PM Drive Thru M-F 8 AM - 5 PM