Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$912M
Net Loans
$859M
Net Income
$4M
ROA
1.73%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.25%
Risk-Based Capital
13.08%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 198 | 67.17% | 2.53% |
| 2023 | 370 | 69.19% | 1.08% |
| 2022 | 398 | 70.85% | 2.01% |
| 2021 | 355 | 63.94% | 2.82% |
| 2020 | 316 | 65.82% | 3.16% |
| 2019 | 246 | 69.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2005
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Total Branches
8
Branch Deposits
$835M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 341 | 67.74% | 8.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red