Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$21.1B
Total Deposits
$16.6B
Net Loans
$12.5B
Net Income
$32M
ROA
0.62%
Below avg for Regional banks. Peer avg: 0.88%
ROE
4.25%
Risk-Based Capital
15.12%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,864 | 52.79% | 35.86% |
| 2023 | 3,517 | 52.63% | 36.91% |
| 2022 | 5,652 | 56.35% | 34.31% |
| 2021 | 5,647 | 59.52% | 27.71% |
| 2020 | 6,038 | 60.37% | 24.06% |
| 2019 | 4,376 | 62.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Outstanding | Large Bank |
| Mar 2022 | Outstanding | Large Bank |
| Feb 2019 | Outstanding | Large Bank |
7 previous ratings locked — back to 1991
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Total Branches
79
Branch Deposits
$12.5B
1-Year Change
+2
5-year net change: +28 branches
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Preview:
| 24.15% |
| 2018 | 4,710 | 64.1% | 24.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red