Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.2B
Net Loans
$1.9B
Net Income
$13M
ROA
2.11%
Above avg for Community banks. Peer avg: 0.90%
ROE
23.04%
Risk-Based Capital
11.88%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 177 | 74.01% | 7.34% |
| 2023 | 47 | 76.6% | 6.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
| May 2012 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2002
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Total Branches
9
Branch Deposits
$2.0B
1-Year Change
0
5-year net change: +4 branches
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