Pensacola, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
74,184
Net Worth Ratio
9.93%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.33B
Total Shares
$1.19B
Total Loans
$920.1M
Net Income
$1.2M
Net Worth Ratio
9.93%
≥7% = Well Capitalized
Members
74,184
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$2.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 928 | 361 | 111 | 38.9% | 12.0% |
| 2022 | 903 | 387 | 149 | 42.9% | 16.5% |
| 2021 | 1,061 | 477 | 140 | 45.0% | 13.2% |
No CFPB complaint data available for this credit union.
Administration Building
220 E Nine Mile Rd, Pensacola, FL, 32534-3145
7AM-5PM Mon-Fri
Atmore Branch
201 S Main St, Atmore, AL, 36502-2447
9AM-5PM Mon-Fri 9AM-12PM Sat (D-Thru only)
Blue Angel Branch
5996 N Blue Angel Pkwy, Pensacola, FL, 32526-1612
9AM-5PM Mon-Fri
Creighton Branch
1444 Creighton Rd, Pensacola, FL, 32504
9AM-5PM Mon-Fri
Gulf Breeze Branch
1300 Shoreline Dr, Gulf Breeze, FL, 32561
9AM-5PM Mon-Fri
Milton Branch
5850 Highway 90, Milton, FL, 32583
9AM-5PM Mon-Fri 9AM-12PM Sat (D-Thru only)
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<a href="https://bankscorer.com/credit-union/gulf-winds" target="_blank" rel="noopener">View GULF WINDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 77.3%· healthy range 60–80%
Brewton Branch
2580 Douglas Ave, Brewton, AL, 36426-3552
9AM-5PM Mon-Friday
Garden St Branch
400 W GARDEN ST, PENSACOLA, FL, 32502
M-F 9AM-5PM
Crawfordville
11 Preston Cir, Crawfordville, FL, 32327
9AM-5PMM-F
Mahan
1447 Mahan Dr, Tallahassee, FL, 32308
9AM-5PMMonday-Friday
3 more locations not shown.