West Palm Beach, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
36,283
Net Worth Ratio
14.53%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$309.5M
Total Shares
$256.1M
Total Loans
$211.6M
Net Income
$340K
Net Worth Ratio
14.53%
≥7% = Well Capitalized
Members
36,283
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$260K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 99 | 56 | 29 | 56.6% | 29.3% |
| 2022 | 87 | 63 | 16 | 72.4% | 18.4% |
| 2021 | 47 | 30 | 13 | 63.8% | 27.7% |
No CFPB complaint data available for this credit union.
Main Office
3469 Summit Blvd, West Palm Beach, FL, 33406
8:00AM-5:30PM on Monday, Tuesday, & Thursday; 10:00AM-5:30PM on Wednesday; 7:30AM-6:00PM on Friday; 9:00AM-12:00PM on Saturda
Boynton Beach
1301 N Congress Ave, Boynton Beach, FL, 33426
8:00AM-5:30 PM on Monday, Tuesday & Thursday; 10:00AM-5:30PM on Wednesday; 7:30AM-6:00PM on Friday; 9:00AM-12:00PM on Saturda
Ft Pierce
4009 Okeechobee Rd, Fort Pierce, FL, 34947-4563
8:00AM-5:30PM on Monday, Tuesday, Thursday 10:00AM-5:30PM on Wednesday 7:30AM-6:00PM on Friday 9:00AM-12:00PM on Saturday
Central Palm Beach
8993 Okeechobee Blvd, West Palm Beach, FL, 33411
10:00-5:00 Monday-Thursday 9:00- 6:00 Friday
South Florida FCU Main Branch
1902 NW 14th Ave, Miami, FL, 33125-1658
Monday-Wednesday 8am to 3pmThursday Friday 8am -4pmSaturday Sunday Closed
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<a href="https://bankscorer.com/credit-union/guardians" target="_blank" rel="noopener">View GUARDIANS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.6%· healthy range 60–80%
Ibis
10130 Northlake Blvd, West Palm Beach, FL, 33412
10:00-5:00 Monday-Thursday 9:00-6:00 Friday