Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$948M
Total Deposits
$860M
Net Loans
$686M
Net Income
$2M
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.51%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 159 | 63.52% | 18.87% |
| 2023 | 142 | 62.68% | 19.72% |
| 2022 | 239 | 56.07% | 17.15% |
| 2021 | 459 | 62.31% | 16.78% |
| 2020 | 596 | 67.11% | 15.60% |
| 2019 | 287 | 64.81% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2006
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Total Branches
9
Branch Deposits
$809M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 16.72% |
| 2018 | 304 | 60.86% | 18.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red