Miramar, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
62,758
Net Worth Ratio
9.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$995.2M
Total Shares
$881.3M
Total Loans
$813.8M
Net Income
$1.1M
Net Worth Ratio
9.34%
≥7% = Well Capitalized
Members
62,758
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$2.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 994 | 406 | 375 | 40.9% | 37.7% |
| 2022 | 1,375 | 634 | 465 | 46.1% | 33.8% |
| 2021 | 1,787 | 760 | 347 | 42.5% | 19.4% |
No CFPB complaint data available for this credit union.
MIRAMAR
3050 Corporate Way, Miramar, FL, 33025
9.00 am to 5.00 pm
Fort Lauderdale
5900 N Federal Hwy, Fort Lauderdale, FL, 33308
9:00am - 5:00pm
MIRAMAR
3050 Corporate Way, Miramar, FL, 33025
9:00am - 5:00pm
Plantation
8247 W Sunrise Blvd, Plantation, FL, 33322
9:00am - 5:00pm
West Palm Beach
6786 Okeechobee Blvd, West Palm Beach, FL, 33411
9:00am - 5:00pm
KENDALL
10510 N Kendall Dr, Miami, FL, 33176-1509
Mondays - Thursdays - 9:00 - 5:00 Fridays - 9:00 - 6:00Saturdays - 9:00 - 1:00
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<a href="https://bankscorer.com/credit-union/tropical-financial" target="_blank" rel="noopener">View TROPICAL FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.3%· healthy range 60–80%
Doral branch
7975 NW 12TH ST, Doral, FL, 33126
9:00AM - 5:00 PM Monday - Friday