Merritt Island, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
85,017
Net Worth Ratio
9.14%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.46B
Total Shares
$1.21B
Total Loans
$1.12B
Net Income
$785K
Net Worth Ratio
9.14%
≥7% = Well Capitalized
Members
85,017
Return on Assets
0.05%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.16%
$1.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,622 | 607 | 725 | 37.4% | 44.7% |
| 2022 | 750 | 289 | 294 | 38.5% | 39.2% |
| 2021 | 1,435 | 618 | 564 | 43.1% | 39.3% |
No CFPB complaint data available for this credit union.
Administration Building
300 S Plumosa St, Merritt Island, FL, 32952
M-W 8am-5pm: TH-F 8am-6pm
Merritt Island
415 Fortenberry Rd, Merritt Island, FL, 32952
M-W 9am-5pm; Th-F 9am-6pm
Titusville - US1
3950 S Washington Ave, Titusville, FL, 32780
M-W 8:30am-5pm; Th-F 8:30am-6pm
Port St. John
7347 N Highway 1, Cocoa, FL, 32927
M-W 8:30am to 5pm; Th-F 8:30am-6pm
Rockledge
3300 Murrell Rd, Rockledge, FL, 32955-4406
M-W 9:00am-5pm; Th-F 9:00am-6pmDrive thru M-W 8:30am-5pm; Th-F 8:30am-6pm
Palm Bay
5225 Babcock St NE, Palm Bay, FL, 32905
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/launch-credit-union" target="_blank" rel="noopener">View LAUNCH CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.0%· healthy range 60–80%
M-F 8:30am-5pm; Th-F 8:30am-6pm
KSC Central Campus
KSC Central Campus Building M7-0301, Kennedy Space Center, FL, 32899
M - F 8am - 4pm
KSC - MFF
Mff Building Rm # 102, Kennedy Space Center, FL, 32899
M-W 8am - 3:30pm; Th-F 7:30am - 4pm
South Daytona
2290 S Ridgewood Ave, South Daytona, FL, 32119
M-W 8:30am - 5pm; Th-F 8:30am-6pm
Deland
301 W New York Ave, Deland, FL, 32720
M-W 8:30am-5pm; Th-F 8:30am-6pm
10 more locations not shown.