MIDFLORIDA
Lakeland, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
493,840
Net Worth Ratio
10.33%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$9.82B
Peer Group 6
Members
493,840
as of latest quarter
Net Worth Ratio
10.33%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$9.82B
Total Shares
$8.67B
Total Loans
$7.83B
Net Income
$30.4M
Net Worth Ratio
10.33%
≥7% = Well Capitalized
Members
493,840
Return on Assets
0.31%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$18.6M
Loan-to-share ratio: 90.4%· healthy range 60–80%
Branch Locations
NCUA15-Tower
129 S Kentucky Ave, Lakeland, FL, 33801
Monday 9:00 am ? 5:00 pm Tuesday 9:00 am ? 5:00 pm Wednesday 10:30 am - 5:00 pm Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:00 pm
05-South Lakeland
6040 S Florida Ave, Lakeland, FL, 33813-3301
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
21-Arcadia
128 S Brevard Ave, Arcadia, FL, 34266
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
20-Auburndale
2146 US Highway 92 W, Auburndale, FL, 33823
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
28-Avon Park
930 US Highway 27 S, Avon Park, FL, 33825
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
06-Bartow
105 E Van Fleet Dr, Bartow, FL, 33830
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
39-Davenport
300 Ambersweet Way, Davenport, FL, 33897
Lobby Monday 9:00 am ? 5:00 pm Tuesday 9:00 am ? 5:00 pm Wednesday 10:30 - 5:00PM Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 6:00 pm Saturday 9:00 am ? 1:00 pm Drive-Thru Monday-Friday 7:00 am ? 7:00 pm Saturday 8:30 am ? 1:00 pm
02-Lake Wales
237 State Road 60 W, Lake Wales, FL, 33853
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
34-Central Brandon
825 W Brandon Blvd, Brandon, FL, 33511
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
27-Crystal Lake
1817 Crystal Lake Dr, Lakeland, FL, 33801
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
59 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/midflorida" target="_blank" rel="noopener">View MIDFLORIDA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.