Lakeland, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
493,840
Net Worth Ratio
10.33%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.82B
Total Shares
$8.67B
Total Loans
$7.83B
Net Income
$30.4M
Net Worth Ratio
10.33%
≥7% = Well Capitalized
Members
493,840
Return on Assets
0.31%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$18.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 8,190 | 3,083 | 3,863 | 37.6% | 47.2% |
| 2022 | 9,817 | 4,759 | 3,364 | 48.5% | 34.3% |
| 2021 | 9,307 | 4,784 | 2,464 | 51.4% | 26.5% |
No CFPB complaint data available for this credit union.
15-Tower
129 S Kentucky Ave, Lakeland, FL, 33801
Monday 9:00 am ? 5:00 pm Tuesday 9:00 am ? 5:00 pm Wednesday 10:30 am - 5:00 pm Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 5:00 pm
05-South Lakeland
6040 S Florida Ave, Lakeland, FL, 33813-3301
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
21-Arcadia
128 S Brevard Ave, Arcadia, FL, 34266
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
20-Auburndale
2146 US Highway 92 W, Auburndale, FL, 33823
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
28-Avon Park
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<a href="https://bankscorer.com/credit-union/midflorida" target="_blank" rel="noopener">View MIDFLORIDA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 90.4%· healthy range 60–80%
930 US Highway 27 S, Avon Park, FL, 33825
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
06-Bartow
105 E Van Fleet Dr, Bartow, FL, 33830
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
39-Davenport
300 Ambersweet Way, Davenport, FL, 33897
Lobby Monday 9:00 am ? 5:00 pm Tuesday 9:00 am ? 5:00 pm Wednesday 10:30 - 5:00PM Thursday 9:00 am ? 5:00 pm Friday 9:00 am ? 6:00 pm Saturday 9:00 am ? 1:00 pm Drive-Thru Monday-Friday 7:00 am ? 7:00 pm Saturday 8:30 am ? 1:00 pm
02-Lake Wales
237 State Road 60 W, Lake Wales, FL, 33853
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
34-Central Brandon
825 W Brandon Blvd, Brandon, FL, 33511
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
27-Crystal Lake
1817 Crystal Lake Dr, Lakeland, FL, 33801
Lobby Monday 9:00 am ? 5:00 pmTuesday 9:00 am ? 5:00 pmWednesday 10:30 - 5:00PMThursday 9:00 am ? 5:00 pmFriday 9:00 am ? 6:00 pmSaturday 9:00 am ? 1:00 pmDrive-ThruMonday-Friday 7:00 am ? 7:00 pmSaturday 8:30 am ? 1:00 pm
59 more locations not shown.