PENAIR
Pensacola, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
138,071
Net Worth Ratio
11.60%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.77B
Peer Group 6
Members
138,071
as of latest quarter
Net Worth Ratio
11.60%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.77B
Total Shares
$2.39B
Total Loans
$1.69B
Net Worth Ratio
11.60%
≥7% = Well Capitalized
Members
138,071
Delinquency Rate (60d+)
0.42%
$7.2M
Loan-to-share ratio: 70.5%· healthy range 60–80%
Branch Locations
NCUANine Mile Back Campus
9021 Westside Dr, Pensacola, FL, 32514-5539
Administrative Location Only
Milton
5056 Dogwood Dr, Milton, FL, 32570
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Robertsdale
21511 State Highway 59 S, Robertsdale, AL, 36567-6701
ITM Drive Thru: M-F 8am to 6pm, Saturday 9am to 1pm Branch Lobby: M-F 9am to 5pm
Saufley
4523 Saufley Field Rd, Pensacola, FL, 32526
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Pace
4586 Highway 90, Pace, FL, 32571
ITM Drive Thru: M-F 8am to 6pm, Saturday 9am to 1pm; Branch Lobby: M-F 9am-5pm
Gulf Breeze
3591 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Eastern Shore
10010 Eastern Shore Blvd, Spanish Fort, AL, 36527
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Foley Branch
1301 S McKenzie St, Foley, AL, 36535
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Airport
1289 Airport Blvd, Pensacola, FL, 32504-8609
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
Car City II
6390 Pensacola Blvd, Pensacola, FL, 32505
ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm
6 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/penair" target="_blank" rel="noopener">View PENAIR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.