🏦Bank Scorer

PENAIR

Pensacola, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #68734Est. 1936RSSD: 964072

Members

138,071

Net Worth Ratio

11.60%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.77B

Peer Group 6

Members

138,071

as of latest quarter

Net Worth Ratio

11.60%

Well Capitalized

Institution Profile

NCUA

Address

1495 E Nine Mile Road, Pensacola, FL 32514

Chartered

1936

Branch Locations

16 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.77B

Total Shares

$2.39B

Total Loans

$1.69B

Net Worth Ratio

11.60%

≥7% = Well Capitalized

Members

138,071

Delinquency Rate (60d+)

0.42%

$7.2M

Loan-to-share ratio: 70.5%· healthy range 60–80%

Branch Locations

NCUA

Nine Mile Back Campus

9021 Westside Dr, Pensacola, FL, 32514-5539

Administrative Location Only

Main

Milton

5056 Dogwood Dr, Milton, FL, 32570

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Robertsdale

21511 State Highway 59 S, Robertsdale, AL, 36567-6701

ITM Drive Thru: M-F 8am to 6pm, Saturday 9am to 1pm Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Saufley

4523 Saufley Field Rd, Pensacola, FL, 32526

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Pace

4586 Highway 90, Pace, FL, 32571

ITM Drive Thru: M-F 8am to 6pm, Saturday 9am to 1pm; Branch Lobby: M-F 9am-5pm

ATMDrive-thru

Gulf Breeze

3591 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Eastern Shore

10010 Eastern Shore Blvd, Spanish Fort, AL, 36527

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Foley Branch

1301 S McKenzie St, Foley, AL, 36535

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Airport

1289 Airport Blvd, Pensacola, FL, 32504-8609

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

Car City II

6390 Pensacola Blvd, Pensacola, FL, 32505

ITM Drive Thru: M-F 8am to 6pm, Sat 9am to 1pm; Branch Lobby: M-F 9am to 5pm

ATMDrive-thru

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.